![]() Personal Catastrophe Liability continues to be offered until the Umbrella Liability coverage becomes available in NY. It’s just another way ERIE takes great care of you.ġ The insurance products described on this page are not offered in all states. Umbrella Liability Insurance is expected to be available in NY in 2022. ![]() Get in touch with your local ERIE agent to add this valuable protection to your ERIE policy. (Let’s face it you really can’t afford not to have this insurance.) Get the protection you needĪffordable protection is just a phone call away. For most people, an extra $1 million in coverage costs less than $20 a month. You might be surprised to learn how much coverage you can buy from ERIE for a modest cost. Have to pay to defend a claim that’s not covered by your primary policy 2.You cause damage or are in an accident while travelling (it follows you anywhere in the world).Someone is hurt on your property (someone other than you or residents of your household).You cause a car accident that results in injuries or property damage.An ERIE agent can help you decide what’s right for you.) ERIE’s coverage can also help protect you if: (Higher coverage amounts can be purchased. ![]() Would you have enough coverage if something tragic happened to you? Personal catastrophe liability insurance coverage, also known as personal umbrella insurance, gives you and your family an extra layer of protection above the limits in your auto, homeowners or boat insurance policy.Įrie Insurance’s personal catastrophe liability coverage 1 offers you an additional $1 million in coverage for covered claims brought against you or your family for things like bodily injury, emotional stress, libel, slander and accidental damage to another person’s property. Most of us have auto and home coverage, but having protection against a catastrophic liability claim is often overlooked. It could happen to anyone, and it could mean financial ruin if you’re not properly protected. If you have personal catastrophe liability insurance, you get additional liability coverage to help protect you.Īnother outcome of a catastrophic event can be a staggering jury award as a result of a lawsuit. And sometimes really bad things happen – like a horrific car crash or a terrible accident on the backyard trampoline or in your swimming pool. Unfortunately, bad things happen from time to time. ![]()
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